With so many companies and websites claiming to offer free credit scores, it can be hard to know which one to use and who to trust. Credit Karma truly is different and is completely free. Credit Karma offers a mobile app which makes it very convenient to see your scores and get alerts on-the-go.
What other services does Credit Karma offer?
In addition to free credit scores, free credit monitoring and account monitoring, they have a wide range of financial tools and tips available as well. As of last year, Credit Karma Tax is a service that lets you file your taxes online.
What is Credit Karma Tax?
Credit Karma Tax is a free service that allows you to file your taxes online for free. You can do both state and federal taxes. Their interactive interface asks you questions that will help guide you through the process of filling out the appropriate form(s) for you. I actually filed my state and federal taxes completely free last year and was satisfied with the process. You can check out Credit Karma Tax here.
Why should I worry about my credit in college?
I do not claim to be an expert in finance, but I have always been told that it’s a good idea to keep your credit score up by paying your bills on time and managing your loans and other debt well. I do know that great credit scores can help when you are being reviewed down the road for home or auto loans, and it plays a huge part in your mortgage. But, for all of the specifics on credit scores and personal finances, I would do some research or even ask one of your finance or accounting professors after class – Hint: This is also a great way to build relationships down the road for grad school and other things!
If you have any questions, comments or anything else to add, please post them in the discussion thread linked below so that everyone can benefit.