SmarterBucks – Pay Down Student Loans


What is SmarterBucks?

SmarterBucks is a service that helps you to pay down your student loans early by doing things that you have to do in your life anyway such as buying things that you need for college or your dorm online.

How to Sign Up

When you create your account with SmarterBucks, you designate the loan(s) in which you want your rewards – dubbed “SmarterBucks” – to be applied. When you login, you will be taken to a dashboard which will show you all of the different ways to earn SmarterBucks which are discussed in detail in the next section.

How to Earn Rewards & Loan Repayments

There are many different types of ways in which you can earn SmarterBucks ($):

  • Earn a certain percentage back on your purchases at many of the online stores that you already shop at through the marketplace while receiving discounts
  • Take brand-sponsored surveys ranging from $1-5
  • Earn 1% back in SmarterBucks rewards on all non-PIN purchases with the Radius Bank debit card
  • Get family and friends to sign up as Gifters and have them earn rewards on your behalf


I believe that this is a great opportunity to start paying off those dreaded student loans and its so easy. Wouldn’t it be amazing to say that you already paid off some of your loans before graduating college by simply living everyday life? One graphic on the website shows that can actually save thousands of dollars if you begin to pay off part of your loans early, and I definitely love the sound of that! loansThere are tons of stores in the marketplace such as Macy’s, Best Buy and Walmart, and I can guarantee that you shop at least a few of the stores offered. Plus, if you decide to install the extension for Google Chrome, the toolbar will automatically tell you if you can save money AND earn SmarterBucks on the websites that you visit! I have had a great experience so far and I will definitely be taking advantage of this website, and you should do the same.

Start paying back your student loans today and you’ll be well on your way to financial freedom from your dorm.

If you have any questions or concerns or want to share your own experience, don’t hesitate to comment below.